What is a Bike NOC and When Do You Need One? Bank/Lender NOC: Required when your bike has an active loan (shown as hypothecation on the RC). After you close the loan, the bank issues a NOC confirming no outstanding dues. This NOC is submitted to the RTO to remove the hypothecation entry from the RC, making it clean for ownership transfer. RTO NOC: Required when selling your bike to a buyer who lives in a different state. Your local Mumbai/Thane/Navi Mumbai RTO issues this certificate confirming the vehicle has no pending taxes, challans, or legal issues. The buyer uses this to register the vehicle in their state's RTO. Bank NOC coordination: We contact your lender on your behalf, submit the foreclosure request, follow up on processing, and collect the physical NOC. You don't need to visit the bank or call their helpline. RTO NOC filing: We prepare Form 28 (Application for NOC), collect required documents from you, submit at the appropriate Mumbai-area RTO, and collect the issued NOC. Hypothecation removal: After bank NOC is received, we file Form 35 at your RTO to remove the hypothecation entry. We track the status through the Parivahan portal and update you regularly. Status updates: Via WhatsApp — you always know where your NOC application stands. Loan closure receipt / payment confirmation. Written NOC request letter (BikeBro prepares this on your behalf). RTO fee: ₹100 (payable at RTO or online). Tardeo RTO (MH-01): South Mumbai, Worli, Lower Parel, Byculla, Mahim Andheri RTO (MH-02): Andheri, Goregaon, Malad, Borivali, Kandivali, Dahisar Thane RTO (MH-04): Thane city, Ghodbunder Road, Ulhasnagar Kalyan RTO (MH-05): Kalyan, Dombivli, Ambarnath, Badlapur Panvel RTO (MH-06): Navi Mumbai, Vashi, Belapur, Kharghar, Panvel, Nerul Bhiwandi RTO (MH-48): Bhiwandi, Mira Road, Vasai, Virar Can I get a bike NOC without visiting the RTO in Mumbai? Yes. Maharashtra RTOs now accept Form 28 (for RTO NOC) online through the Parivahan portal. BikeBro files this on your behalf digitally. Physical verification may require one brief visit, which BikeBro can attend on your behalf with a power of attorney. What if my bank has merged (e.g., HDFC-CBoP, Kotak-ING)? Who issues the NOC? The successor/acquiring bank issues the NOC. BikeBro's documentation team is familiar with all major bank mergers in India and knows which branch to approach for historical loan NOCs from merged entities. Is BikeBro's NOC service available outside Mumbai? BikeBro's NOC service currently covers Mumbai, Thane, Navi Mumbai, and Pune. For other Maharashtra cities, contact us and we'll advise on the best approach for your specific situation.